Late Payment Letter Examples & Templates: Maintain Trust Even When Payments Are Delayed
Letter #1: Delayed Payment Update
I truly appreciate your patience and understanding regarding the late payment. Enclosed is a check for $[amount], which should bring my account current. Please let me know if there are any late fees. I anticipate staying current from now on. Thank you again for your flexibility.
Letter #2: Delayed Rent Payment with Update
Thank you for your patience with our rent payment. As discussed, unforeseen circumstances have caused a temporary delay. Enclosed is a check for $[amount], covering [payment description]. The remaining balance of $[amount] will be paid by [date], and regular payments will resume on [date]. We appreciate your understanding.
Letter #3: Late Payment – Account Update
I am grateful for your assurance that my late payment will not be reported as delinquent. Enclosed is a payment of $[amount] towards my current balance of $[balance]. As discussed, a recent [reason for delay] caused a temporary disruption. I can assure you this was a one-time occurrence and future payments will be timely. Thank you for your understanding.
Letter #4: Partial Payment with Apology for Delay
Per our arrangement, I am sending a partial payment of $[amount] towards my [company name] charge account balance. I apologize for the inconvenience caused by this delay due to [reason for delay]. Please inform me of any late fees incurred. I value our relationship and thank you for your patience and understanding.
Letter #5: Late Payment Follow-Up
As per our agreement, enclosed please find a payment of $[amount] toward my outstanding balance. I apologize for the delay and any inconvenience caused. I am committed to clearing the remaining balance as soon as possible. Thank you for your understanding.
Letter #6: Overdue Payment with Proposed Resolution
I am writing to address the overdue payment on my account. I understand the payment of $[amount] was due on [date]. Due to [reason for delay], I was unable to make the payment on time. I am prepared to make a payment of $[amount] immediately, with the remaining balance paid by [date]. Please let me know if this is acceptable.
Letter #7: Delayed Payment - Commitment to Full Payment
I apologize for the delay in my recent payment. Enclosed is $[amount] towards my balance. The remaining $[amount] will be paid by [date]. I value our relationship and want to assure you of my commitment to fulfilling this obligation. Thank you for your patience.
Letter #8: Payment Update and Sincere Apologies
Please accept my sincere apologies for the delayed payment. Enclosed is a check for $[amount], which covers [payment description]. I understand the inconvenience this may have caused and am grateful for your understanding. I am taking steps to prevent future delays. Thank you for your patience.
Letter #9: Late Payment Acknowledgment and Remittance
I acknowledge my recent payment was late and appreciate your flexibility. Enclosed is a check for $[amount], which includes the outstanding balance and any applicable late fees. I value our relationship and apologize for any inconvenience caused.
Letter #10: Delayed Payment with Gratitude
Thank you for your patience and understanding regarding the delayed payment. I am grateful for your willingness to work with me. Enclosed is $[amount] towards my balance, and I will ensure the remaining $[amount] is paid by [date]. Please let me know if there are any concerns.
Letter #11: Overdue Payment with Hardship Explanation
I apologize for the delay in my payment of $[amount]. Due to [reason for delay], I am facing temporary financial difficulties. I have enclosed $[amount] as a partial payment and am working towards paying the remaining balance as soon as possible. Would you be open to discussing a temporary payment plan?
Expert Tips
- Express sincere apologies for the late payment.
- State the amount enclosed and clearly outline any remaining balances or proposed payment plans.
- Reassure the recipient of your commitment to fulfilling the financial obligation.
- Briefly explain the reason for the delay, if appropriate and without excessive detail.
- Maintain a professional and courteous tone throughout the letter.
Write Unique and Personalized Letters: A Step-by-Step Guide
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Sample Sentences
- Enclosed is a check for $1,000.00, the full amount due on my account. Please notify me of any late charge I may have incurred.
- Please accept the enclosed check for $200.00 as payment toward my account balance.
- I have enclosed $550.00 with this letter to pay off my account.
- Please find enclosed a cashier's check in the amount of $1,556.00, which includes the late charges of $56.00.
- Per our telephone conversation, I have enclosed a check for $200.00 as partial payment to be applied towards the outstanding balance of $500.00.
- Enclosed is a check for $120.00 to be applied to my account balance.
- I am happy to say that we are overcoming our financial difficulties. Enclosed is a check for $2,309.58 to pay off January's balance.
- I have been eager to pay off this debt and am relieved to enclose a check for the entire amount.
- As agreed, I have enclosed a cashier's check for $500.00 to cover one half of the total amount owed on our account.
Key Phrases
- am glad to get this to you
- am delighted to
- as payment in full
- as payment toward
- enclosed is a check for
- expect to be able to
- current payment enclosed
- for the amount due
- for the entire amount
- glad to finally
- have been eager to
- have enclosed a check for
- if there are any late fees
- our delayed check for
- to pay off our debt
- please let me know
- please accept the enclosed
- still owing on my account
- towards the outstanding balance of
- the full amount due
- this amount covers
- to be applied to
- to be paid toward
- toward my account balance
- will be able to pay
Sample Sentences
- I apologize for not being able to get my payments to you on time. Your patience and consideration have been most appreciated.
- We apologize for the unexpected delays in getting our payments to you. We appreciate your willingness to work with us to find the best way to resolve this matter. Your kindness and amiable attitude have only strengthened our resolve to use your company's services in the future. We will be confident in referring others to you.
- We are sorry for the delay. Because of a new government regulation, we have had to delay production for several weeks. As you can imagine, this has caused us grave financial stress.
- Due to unanticipated financial difficulties, business has been slow. We apologize.
- We are sorry for the delays that you have encountered with our payments. We realize that this has undoubtedly created an awkward situation for you. However, we appreciate the manner in which you have worked with us to get our account up to date.
- As we discussed on the telephone, I have been struggling just to feed my family since the plant closed; however, I have just gotten a new job and anticipate no further late payments.
- As you are surely aware, this city is experiencing a recession which has affected most of the businesses in the area, including ours. For this reason our payment is late. We are sorry for the inconvenience and assure you that this is a temporary condition.
- Due to the unexpected illness of our son and the resulting hospital bill, we have been delayed in making our payments. However, we have sold one of our cars and are submitting all past due payments plus our next two payments.
Key Phrases
- again, we apologize for
- anticipate no further late payments
- as you know
- as we discussed earlier
- as you can imagine
- assure you that
- because of a new
- did not anticipate that
- due to financial difficulties
- for this reason
- financial stress
- has severely strained our
- have had to delay
- is a temporary situation
- let you know that
- made business really slow
- our payment is late because
- sure you are aware
- understand our position
Sample Sentences
- Please understand that even though this payment is late, we are committed to making prompt payments in the future.
- Thank you for your patience and understanding during this difficult time.
- We appreciate your willingness to work with us on this temporary problem and hope that we can continue to do business with you for years to come.
- Thank you for your kind understanding.
- You can expect our regular payments to resume on June 1. Until then, we appreciate your willingness to accept this late payment.
- We want to express our gratitude for your understanding.
- Thank you for working with me during this difficult time.
Key Phrases
- can expect our regular payments
- doing business with you
- during this difficult time
- even though this payment was late
- for years to come
- hope that we can continue
- how grateful we are for
- how much we appreciate
- in the near future
- making prompt payments
- remain committed to
- sorry for the inconvenience
- thank you for
- thanks for your kindness
- thanks for working with me
- want you to know
- was so very nice of you
- your patience and understanding
- your allowing me to
- your willingness to
Sample Sentences
- Although we have experienced some temporary setbacks, we assure you that the circumstances that led to our delinquency have been resolved.
- In addition to having the resources to keep all our payments current in the future, we are committed to making our account with you a high priority and will ensure that we are not late again.
- I want to assure you that we will make all our future payments on schedule. In fact, if the pending sale of our home goes through, we will pay off our account early.
- Although this layoff caused us some temporary difficulties, I am now in a position to keep all my obligations on time. My current work phone number is 555-5555. If you need to contact me, feel free to call me there during the day or at home in the evening.
- You may rest assured that I will be prompt with all future payments.
Key Phrases
- all future payments
- can depend on
- credit record
- declare my intention
- good intentions
- my reputation
- past history
- please be assured
- promise to make
- received on time
- return to prompt payment
- scheduled future payments
- solvent once again
- vital credit
- wish to assure you
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