Account Action Notices: Templates & Examples for Overdue Payments and Policy Violations

Your account is seriously past due, with no payment received in 80 days. We must regretfully suspend your credit privileges and require payment in cash or check for future purchases. Upon bringing your account current, we will re-evaluate your credit line status.

If you believe this action is in error, please notify us immediately in writing.

Following our agreement on [date], we have not received the promised $[amount] monthly payments towards your $[total balance] overdue balance. Effective immediately, all orders must be paid in cash until the balance is cleared.

Your [company name] charge account is [percentage]% over your credit limit, and your minimum payment of $[amount] (including $[amount] late fee) is 60 days overdue. As a result, your credit privileges are suspended until the $[balance] balance is paid in full. Please notify us of any discrepancies in our calculations.

Your [company name] account is 90 days overdue despite two prior notifications. Until your balance is reduced and payments are made on time for six consecutive months, all purchases must be made in cash. If this balance remains unpaid, we will transfer the matter to a collection agency on [date]. Please contact our accounts receivable officer, [name], at [phone number] to discuss any discrepancies.

Due to [number] consecutive missed payments, your account privileges are now restricted. You can no longer make purchases on credit until the outstanding balance of $[amount] is settled in full. We encourage you to contact us immediately to discuss repayment options.

Due to recent missed payments, the interest rate on your outstanding balance of $[amount] will increase to [new interest rate]% starting [date]. We urge you to bring your account current to avoid further penalties.

Your payment of $[amount] was [number] days late, resulting in a late fee of $[amount]. This fee has been added to your outstanding balance. To avoid future late fees, please ensure timely payments.

Due to a pattern of late payments, your credit limit has been reduced from $[original limit] to $[new limit], effective [date]. We encourage you to demonstrate responsible credit behavior to regain your previous limit.

We have observed a significant increase in your outstanding balance, which now stands at $[amount]. Unless you take immediate action to reduce this balance, we will be forced to suspend your account on [date].

Despite repeated attempts to contact you, your account remains severely delinquent with an outstanding balance of $[amount]. If we do not receive a payment of $[minimum payment] by [date], we will be forced to pursue legal action to recover the debt.

Due to your failure to address your outstanding balance of $[amount], your account has been referred to a collection agency. Please contact [collection agency name] directly to resolve this matter.

Your account remains delinquent with a balance of $[amount] despite multiple notifications. If we do not receive full payment by [date], your account will be closed and further action may be taken to collect the debt.

As a result of your outstanding balance of $[amount], your account access has been limited. You will be unable to make new purchases until the balance is reduced to below $[threshold amount].

Due to non-payment of your outstanding balance of $[amount], we have temporarily suspended your access to our services. Access will be restored upon full payment of the outstanding amount.