Demand Letter Templates & Examples: Get Overdue Payments Now
Letter #1: Final Notice: Immediate Payment Required
We've been patient, but you haven't responded to our previous notices. We now demand immediate payment. Failure to pay may result in legal action. Please send your payment today.
Letter #2: Fifth Notice: Delinquent Account Balance of [Amount]
This is your fifth notice regarding your delinquent account balance of [amount], including interest. We require immediate payment to avoid aggressive collection action.
Letter #3: Payment Demanded: Avoid Collections
You've ignored five requests to pay your outstanding balance of [amount]. To avoid collections, we demand payment by [date].
Letter #4: Final Notice Before Collections: Pay Within 10 Days
We've been authorized to send your account to collections. However, we're offering you one last chance to pay the balance of [amount] directly to us within 10 days. If you fail to do so, [Collection Agency Name] will proceed with collection actions on [date].
Please make payment to:
[Company Name]
[Address]
Letter #5: Urgent: Final Demand for Payment
After four reminders and no response, we must insist that you pay the outstanding balance of [amount] immediately. If we don't receive payment by [date], we will be forced to take further action.
Letter #6: Immediate Action Required: Avoid Escalation
Your account is severely delinquent. To avoid further escalation and potential legal action, we demand immediate payment of [amount].
Letter #7: Pay Now to Prevent Further Action
Your continued non-payment leaves us no choice but to consider further collection efforts. Pay your outstanding balance of [amount] now to avoid additional fees and negative consequences.
Letter #8: Serious Delinquency: Final Warning
This is your final warning before your account is escalated to our collections department. Pay your outstanding balance of [amount] now to prevent further damage to your credit.
Letter #9: Critical Notice: Payment Overdue
Your account is seriously past due. Ignoring this notice will result in immediate collection actions and could negatively impact your creditworthiness. Pay [amount] now.
Letter #10: Avoid Legal Action: Pay Past Due Amount
Your outstanding balance of [amount] has reached a critical level. We urge you to make a payment immediately to avoid legal action and protect your credit rating.
Letter #11: Final Attempt: Resolve Your Debt Before Escalation
This is our final attempt to collect the overdue amount of [amount] before taking further action. Please contact us immediately to discuss payment options and avoid escalation.
Letter #12: Your Account is in Default: Act Now
Your account has been declared in default due to non-payment. To avoid additional consequences, you must pay the full amount of [amount] immediately.
Letter #13: Last Chance: Settle Your Debt Before Collection Referral
We are prepared to refer your delinquent account to a collection agency. However, you have one last chance to settle your debt of [amount] before [date].
Letter #14: Pay Today to Avoid Further Consequences
Your lack of payment has forced us to consider drastic measures. Pay your outstanding balance of [amount] today to avoid further collection actions and potential legal consequences.
Letter #15: Time is Running Out: Pay Your Overdue Balance Now
This is a final demand for payment of your overdue balance of [amount]. Failure to pay by [date] will result in irreversible damage to your credit history.
Expert Tips
- Use strong and direct language to emphasize the urgency of the situation.
- Clearly state the consequences of non-payment, including legal action and credit damage.
- Provide a specific deadline for payment.
- Mention the exact amount owed, including any late fees or interest.
Write Unique and Personalized Letters: A Step-by-Step Guide
Follow these simple steps to write your own collection letter effectively:
Sample Sentences
- You may have lost count of how many letters we have sent you regarding your overdue account, but we haven't. We have sent four letters which politely requested the $2,784.00 you still owe.
- This is my fifth letter concerning your past-due payment.
- We have not yet received an answer to our last four letters asking for payment on your account.
- You have not responded to our last four requests for the money you owe us, so we must assume that our assessment of your account balance is correct.
- We have reminded you four times that your account is delinquent. In our last letter we offered you assistance in clearing your account. Still, you have not responded.
- We have written you concerning your delinquent account on four previous occasions.
- Immediately after our last communication, you agreed to send your payment without delay. Two weeks have passed and we still have not received it.
Key Phrases
- 48 days have passed
- agreed to send your payment without delay
- are willing to help
- concerning your delinquent account
- concerning your past-due payment
- difficult to assess your situation
- for the money you owe us
- for the fifth time
- four different occasions
- have still not received a payment
- have tried to help you
- have not responded
- have not yet received an answer
- have made the effort to remind you four times
- have written you concerning your delinquent account
- have reminded you four times
- have yet to receive an answer
- have not responded
- how many calls we have made
- how many letters we have sent you
- immediately after our last correspondence
- last letter offered you assistance
- late payment
- mentioned that we would like to help you
- regarding your overdue account
- regarding your delinquent account
- still, you have not responded
- the longer you delay
Sample Sentences
- Even though we have extended courteous requests, you have not remitted payment.
- We have been more than patient up to this point.
- There are limits to our forbearance. You must act immediately.
- We have made every effort to accommodate your needs over the last sixty days. Now it is time for us to demand payment.
- We have tried to offer our assistance in resolving this situation, but you have not responded.
Key Phrases
- but you have remained unresponsive
- but you have responded to none of these
- even though we have extended
- every effort to accommodate your needs has been made
- have recognized that things don't always go as planned
- have tried to accommodate
- have been accommodating
- have tried to be fair
- have been very understanding
- have tried to resolve the matter
- have given you many options
- have made every effort
- have still not remitted payment
- have made courteous requests
- have only tried to help
- have waited a long time
- have tried to understand
- have given you ample time to reply
- have exhausted every possibility
- have been very accommodating
- have been extremely patient
- have exhausted every option
- have tried every avenue
- have considered every possibility
- have done more for your company
- have circumvented legal action until now
- have extended alternate payment options
- have done you a favor by
- have avoided legal measures
- have been considerate
Sample Sentences
- We expect you to address this matter immediately.
- You owe us $174.37, and we demand immediate payment.
- In order to avoid legal action, remit $384.88 without delay.
- We expect your payment to arrive by June 19.
- If your payment of $1,500.00 is not received by July 15, we will immediately refer this account to our attorney for possible legal action.
- I expect your payment of $5,848.00 immediately.
- Please, arrange to make payment today.
- I request your prompt attention to this obligation.
- To avoid further action, we ask that you send payment immediately.
- When we receive your check or money order payable to Doe Corporation, we will then stop all collection activity on your account.
Key Phrases
- a check will make it possible
- address this matter immediately
- are responsible for immediate payment
- are demanding that you remit payment
- attend to this right now
- can avoid turning your account over to
- cannot overemphasize the seriousness of
- expect your payment to arrive by
- expect your payment of
- hope your check is already en route
- immediately remit your payment for
- in order to avoid further action
- it is now time for us to demand payment
- so we can avoid unpleasantness
- the matter that now faces you
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